Home Loan Process

Our Trusted Lender

finance with

HIGHLANDS RESIDENTIAL MORTGAGE

Ashley McKenzie-Sharpe

Branch Manager


NMLS ID # 100776
  • Office: (336) 748-4599
  • Mobile: (336) 575-9448
  • ashley@sharpeloans.com
  • 2098 Frontis Plaza Blvd, Winston Salem, NC 27103
  • sharpemortgageteam.com

Ashley McKenzie-Sharpe has been in the mortgage industry since 2005 in the Winston Salem area. Specializing in finding the perfect home loan for her homebuyers, Ashley and her team utilize the latest in technology to provide the best customer experience. She is a designated Military Mortgage Specialist and continues to serve veterans as well as active duty and retired military. 

Whether your clients are buying their first home, moving across town, or refinancing, Highlands Residential Mortgage is here to help. We offer mortgage choices that can help make homeownership more affordable with the speed and service your clients deserve. We keep the process as simple as possible by:

  • Offering application options – in person, over the phone, or online

  • Presenting loans that meet your clients’ financial needs and goals

  • Helping your clients make informed decisions by educating them about their best loan options

  • Providing personal service – guiding your clients through the loan process from application to closing and beyond

You can trust Highlands Residential Mortgage to provide your clients with everything they need for a simple, rewarding home loan experience. Contact us today for more details.

Let's Get Started

We Are Here to Help

If you haven’t experienced it before, the home loan process can feel overwhelming, but our agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.

Application and Processing

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Get Connected with Our Lender Today!

Work with a Professional 

Finalize the Deal


Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!

Get In Touch!

Have questions about the loan process? Let's start working together.

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way